Flexible Financing for ADU in Riverside
A quality ADU, garage conversion, or home addition in Riverside is a serious investment, and it shouldn’t sit on hold because the full amount isn’t sitting in a checking account. That’s why Lodgewick ADU Riverside keeps payment simple and adaptable. If you want to talk through what a project might cost and how to structure it, call (831) 292-4191. We’ll answer your questions directly, with real numbers on the table.
Payment Options We Offer

Financing Plans
We work with financing partners who handle ADU and home addition projects regularly, which means the process is cleaner than a generic personal loan. The paperwork is straightforward, and you’ll know your monthly payment before committing to a build. Russ Delmar can walk you through what typical Riverside homeowners qualify for, without the guesswork.
Major Credit and Debit Cards
Cards are accepted for deposits and progress payments. Some Riverside homeowners prefer this route because it keeps everything on one statement and may come with cardholder perks. We’ll let you know upfront if any card processing fee applies, so there are no surprises on the invoice.
Cash or Check
Plenty of our Riverside clients pay by check or bank transfer, especially for larger draws at project milestones. It’s simple, it’s traceable, and it keeps the paper trail clean for your records. We’ll provide a written receipt for every payment, every time.
Up-Front Written Pricing
Before any work starts, you receive a written price. That number does not change at the door. It applies whether you’re financing the project, paying by card, or writing a check. This is the foundation of The Kingswell Way: say the price before the work, put it in writing, and honor it.
Simple Application Process
Applying for ADU financing through Lodgewick ADU Riverside takes less time than most people expect. Step one is a phone call to (831) 292-4191. We discuss your project scope, rough budget, and what you’re hoping to build, whether that’s a detached accessory dwelling unit, a JADU, or a garage conversion. Step two is a quick pre-qualification conversation with our financing partner. There’s no obligation and no impact to your credit at this stage. Step three is choosing a plan that matches your monthly comfort level and your project timeline. That’s it. Russ is involved in this part personally because he believes a homeowner should understand their numbers before a single board is ordered.
Frequently Asked Questions

Yes. Lodgewick ADU Riverside works with financing partners who specialize in home additions, ADUs, and garage conversions. You’ll get a clear monthly payment figure before committing. Call (831) 292-4191 and we’ll help you understand what’s realistic for your budget.
Basic information: your name, address, income details, and a rough idea of your project budget. No tax returns or complex paperwork at the first step. The pre-qualification conversation usually takes under fifteen minutes, and we’ll guide you through it.
No. Estimates are free at Lodgewick ADU Riverside. You’ll get a written price before any work begins, and that price is what you pay. Nothing changes at the door. Call (831) 292-4191 to schedule yours.
In most cases, yes. Financing is a payment method, not a price adjustment, so it typically works alongside any current promotions. We’ll confirm the details in writing before you sign anything. If you have a specific offer in mind, mention it when you call (831) 292-4191 and we’ll tell you exactly how it applies.
Why Riverside Homeowners Choose Lodgewick ADU Riverside
A lodge, in the traditional sense, is a small house on a larger property. That’s exactly what an ADU is. It’s a room to grow, right on your lot, without moving across town. Russ Delmar has been building in Riverside since 2010, and every project operates under the 365-Day Done Right Promise. If the work isn’t right, Lodgewick comes back and makes it right. That commitment is in writing on every project, along with a written price before work starts. No change orders, no handshake-only promises, no vague assurances.
Our crews show up in the window we give you, background-checked and uniformed, and they leave the job site cleaner than they found it. We work with established ADU brands and materials including Abodu, Cover, Dvele, Mighty Buildings, Boxabl, Plant Prefab, Tuff Shed, and James Hardie, matched to your lot, budget, and timeline. When you call (831) 292-4191, a live person answers. Not a voicemail, not a chatbot. That matters when you have a question about your build or your written guarantee at 9 p.m. on a Tuesday.
Ready to see what an ADU or garage conversion would cost on your Riverside property? Call (831) 292-4191 for your free estimate. You’ll get a written price and straight answers, whether you’re paying cash, using a card, or financing over time.
Written by Russ Delmar, Owner at Lodgewick ADU Riverside, serving Riverside since 2010.


